Important Information

FINANCIAL PRIVACY NOTICE

Your ACCOUNTable Card account issued by Bank, N.A. and is governed by Bank’s privacy policies.

FACTS	WHAT DOES BANK, N.A. DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and payment history • Account balances and transaction or loss history • Credit history and checking account information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All ﬁnancial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons ﬁnancial companies can share their customers’ personal information; the reasons Bank, N.A chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does	Can you limit this sharing? share?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No.
For our marketing purposes— to offer our products and services to you	Yes	No.
For joint marketing with other financial companies	No	We do not share.
For our affiliates’ everyday business purposes— information about your transactions and experiences	No	We do not share.
For our affiliates’ everyday business purposes— information about your creditworthiness	No	We do not share.
For our affiliates to market to you	No	We do not share.
For nonaffiliates to market to you	No	We do not share.

Questions?	Call toll-free 1 (800) 584-0015 or visit www.accountablecard.com

Who we are
Who is providing this notice?	Bank, N.A.
What we do
How does Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Bank collect my personal information?	We collect your personal information, for example, when you • Open an account or apply for a loan • Use your credit or debit card or make deposits or withdrawals from your account • Provide account information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only • Sharing for affiliates’ everyday business purposes—information about your creditworthiness • Affiliates from using your information to market to you • Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. • Bank does not share with our affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. • Bank does not share with non-affiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Bank does not jointly market.
Other important information
In addition to federal law, if you are protected by specific state or local regulations concerning information sharing and marketing, Bank, N.A. will also fully comply with those regulations.